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Credit Reports For Free

(This info is from back in 2006.  But I know is still a bad option.)

To order a credit report, do one of these...

Mailing it in

Send Request Form to Annual Credit Report Request Service, P.O. Box 105281 Atlanta , GA 30348-5281 . You can print it from the FTCs web site.

How Often

You may order your reports from each of the three nationwide consumer reporting companies at the same time, or you can order from only one or two. The law allows you to order one free copy from each of the nationwide consumer reporting compa nies every 12 months. We recommend you staggering your reports throughout the year.


Do not contact the three nationwide consumer reporting companies individually. They are only providing free annual credit reports through the three methods listed above.

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